Gehl RS6-42 Telehandler Financing
Finance a Gehl RS6-42 telehandler. 6,000 lb capacity, 42-foot maximum lift height. Compact residential and ag handler. New or used, closing in roughly fourteen days.
Six thousand pounds at 42 feet in a compact frame that fits a residential lot without taking over it. The Gehl RS6-42 is a machine that works the middle of the residential and light commercial market: more reach than the compact 19-foot class, manageable footprint compared to the big 55-foot machines, and a price point on the used market that makes it accessible to small contractors who need a real handler but cannot justify the cost of a full-size machine that sits between projects. Gehl builds their RS line around this mid-reach sweet spot, and the RS6-42 is consistently one of the more traded models in the compact telehandler secondary market.
SL Industries, which owns the Gehl brand, distributes through a compact equipment dealer network that overlaps substantially with Bobcat and Manitou. Parts availability on the RS6-42 is not a concern in most US markets. The machine uses industry-standard hydraulic fittings and a Deutz or Perkins diesel depending on the model year, both of which have broad service coverage. That serviceability factor is a real consideration on a used buy, and it keeps residual values on low-hour RS6-42 units from dropping as fast as some less-supported brands.
We fund the RS6-42 new and used, from $50,000 minimum, application-only to $400,000, deals closing in roughly fourteen days. challenged credit reviewed. Three months of bank statements starts the file. 42-foot reach telehandler financing in the 6,000-pound capacity class is one of the more commonly requested combinations we work on, and the Gehl RS6-42 is a machine we know well in that tier.
RS6-42 Specs for Buyers Who Read the Load Chart
The RS6-42 designation tells you the core numbers: RS (Reach Series), 6 (6,000-pound rated capacity), 42 (42-foot maximum lift height). Maximum forward reach on the RS6-42 extends to approximately 29 feet horizontally, which is the dimension that defines what you can place over, past, or into a structure from a fixed machine position. At 29 feet of forward reach, the RS6-42 can set material over a standard residential wall from a position outside the foundation, which is the relevant working scenario for residential framing and masonry.
The machine uses four-wheel drive with four-wheel steering, including crab-steer mode for lateral movement without changing machine orientation. Overall machine weight is in the 16,000-pound range depending on configuration, which is within the range of standard construction site preparation but worth knowing for soft-site conditions and trailer ratings. A gooseneck rated for 20,000 pounds handles it; a standard bumper-pull trailer does not.
Gehl's attachment carriage is compatible with standard telehandler tooling and accepts forks, buckets, truss booms, work platforms, and grapples. The quick-attach carriage on RS-series machines is simple and fast to operate, which matters when a crew is switching between forks and a truss boom multiple times in a shift. For operators who run the machine hard with frequent attachment changes, the mechanical simplicity of the Gehl carriage system is a practical advantage over electronic or hydraulically controlled systems that add complexity and potential failure points. Buyers specifically evaluating 6,000 lb telehandler financing should know the RS6-42 is one of the standard machines at that capacity tier and trades actively in the used market.
RS6-42 Buyer Profiles
Residential framing crews are the dominant buyer in the construction segment. A framing contractor running two to four houses at a time finds the RS6-42's combination of 42-foot reach and 6,000-pound capacity covers the truss setting, lumber staging, and panel placement tasks that the job requires without oversizing the machine for the typical residential lot. The compact overall dimensions mean the machine does not require a special trailer and fits through most residential subdivision access points without a permit run.
Roofing contractors who handle material placement as part of a full-service installation operation run the RS6-42 for shingle, membrane, and insulation product loading to roof levels that exceed a Hydra-Ladder's reach. A roofing contractor who sets their own material at height with a telehandler eliminates dependence on crane service calls and controls their own material flow schedule. At 42 feet of reach, the RS6-42 covers three-story residential and most commercial low-slope roof heights. Roofing contractors who finance a handler as a productive business tool rather than renting it per job find the economics shift quickly in favor of ownership once utilization exceeds a few days per month.
Agricultural operations at smaller scale, specifically livestock facilities, hay and feed operations, and small-acreage farming businesses, also buy the RS6-42. The 6,000-pound capacity handles a large round bale comfortably, a full pallet of feed, and structural components for smaller agricultural buildings. New Holland and Manitou produce machines in direct competition with the RS6-42 in this capacity and reach class, and we fund all of them. If you are comparing the Gehl RS6-42 against a competing brand in the same spec, we can structure deals on any of them and give you an unbiased look at the financing comparison.
What We Need to Fund the RS6-42
Start with the one-page application. It covers the basic business information, the machine description including serial number and asking price, and the requested finance amount. Attach three months of business bank statements from your primary operating account showing inflows, outflows, and the ending balance. That is the core underwriting package. We do not ask for personal tax returns, business P and L statements, or a financial statement package for transactions under $400,000.
If the business bank statements show irregular cash flow (a slow period, a large one-time expense, or a month where the account dipped), a brief explanation helps. We are not looking for a reason to decline the deal; we are trying to understand the business story accurately. A contractor who had a slow October because a major project delayed payment by 30 days is a different story than a business running consistently negative cash flow, and we read those situations differently.
For used RS6-42 purchases from private sellers, add the seller's title or lien release and a signed purchase agreement. For auction purchases, the winning bid confirmation and serial number work as the initial documentation. For dealer purchases, the dealer invoice covers everything we need on the machine description side. Application-only financing on telehandlers in this price range is designed to be fast and simple. The document list above is complete; we do not add requests after submission unless there is a specific unresolved question in the file.
RS6-42 Financing Questions
Common Questions on Gehl RS6-42 Telehandler Financing
Straight answers before you send the equipment file.
Can I get the RS6-42 financed if my business is just over one year old?
One year in business is our practical minimum for most challenged credit situations. Twelve months of bank statements tells us whether the business is generating consistent revenue. A 13 or 14-month-old business with strong monthly cash flow can absolutely qualify. The bank statements are the evidence; the calendar date alone is not the deciding factor.
Is there a mileage or hour cap on used RS6-42 units you will fund?
No hard hour cap. We look at hours as a valuation input, not a cutoff. A 3,000-hour RS6-42 that was maintained and is in working condition finances at the current market value for a machine at that condition, which reflects the hours. The deal structure changes with lower values, but the eligibility does not.
Can I refinance the RS6-42 and pull cash out to buy a second machine?
A cash-out refinance on the RS6-42 works if the machine is worth more than your current payoff balance or if you own it free and clear. We fund against the market value of the machine and the excess over any existing payoff comes to you. Whether there is meaningful equity depends on when you bought it, what you paid, and current used market values for that model year.
My RS6-42 is stuck between jobs. Can I do a sale-leaseback to cover payroll?
Yes. A sale-leaseback on the RS6-42 produces cash quickly, typically inside two weeks from a complete submission. We value the machine, fund you against that value, and you make monthly payments going forward. The machine stays in your yard. This is a legitimate cash flow bridge tool when work is temporarily slow.
Can I structure the RS6-42 purchase to take advantage of Section 179 this year?
A purchase-loan structure rather than a lease is typically required to maximize Section 179 treatment because the deduction requires ownership of the asset. We can structure the RS6-42 transaction as a purchase loan specifically to preserve the Section 179 deduction for the current tax year. Confirm with your accountant before year-end to ensure placement in service meets the timing requirement.
Get Terms on Gehl RS6-42 Telehandler Financing
Tell us what you are buying, who is selling it, and when you need it earning. We will review the file and point you to the next step.