Bobcat TL619 Telehandler Financing
Finance a Bobcat TL619 telehandler. 6,000 lb capacity, 19-foot lift height. New or used, Challenged credit reviewed; closing in roughly one to two weeks. $50k minimum.
Six thousand pounds of capacity packed into a frame compact enough to maneuver a tight residential lot. That is the TL619's pitch, and for framers, masonry crews, and small-site GCs who cannot justify a full-size handler, it is a hard case to argue with. The Bobcat TL619 reaches 19 feet with its boom fully extended, which gets lumber to the second-floor deck and block to the masons without calling in a crane. The machine is proportioned for work that bigger handlers knock over or cannot reach without re-spotting.
We fund the TL619 new off the dealer lot and used out of a rental yard or auction. Minimum ticket is $50,000, the sweet spot runs $100,000 to $150,000, and we close most deals inside one to two weeks. Three months of bank statements, a one-page application, and you have an answer before you need to move on the machine. challenged credit are not a stop sign here. We underwrite the deal around the equipment and the business, not just a score.
Purchase, lease, refinance, or sale-leaseback. If you already own a TL619 and want cash back out of it, that works too. The TL619 holds residual value well enough on the used market that a sale-leaseback on a low-hour unit is a legitimate way to free up working capital without parking the machine. Tell us the serial number, the hours on the clock, and what you need the money for and we will put together a number.
What the TL619 Actually Does
The TL619 is Bobcat's compact entry in the telehandler line, rated at 6,000 pounds with a 19-foot maximum lift height. Those two numbers tell the story: this is a machine for tight sites, lower slab heights, and operators who need a handler that can back into a garage-door opening if the job calls for it. Weight runs roughly 11,500 pounds, which means it rides a standard trailer without a lot of drama and does not tear up fresh-poured concrete drives the way a heavier unit will.
The Perkins diesel it carries sips fuel at a rate most operators find pleasant compared to the big-frame machines. Hydrostatic transmission means no clutch to burn and smooth control at low speed, which matters when you are threading block pallets between a fence and a foundation wall. Side-shift carriage is available, and the standard attachment plate accepts forks, a bucket, a truss boom, or a work platform. One machine, multiple tools, small trailer. For residential builders and smaller concrete crews, that attachment flexibility is worth real money.
Used TL619s with reasonable hours trade regularly at auctions and through dealers. A well-maintained unit with under 2,500 hours is a solid buy, and the financing math on a used one almost always pencils better than a new machine for operators who are not going to run it hard. We are comfortable funding used telehandlers across the board and have no minimum year requirement on the TL619 as long as the machine is in working condition.
Who Buys the TL619
Residential framing crews are the obvious customer. A crew running three to five houses at a time needs a handler to set LVL beams, place roof trusses, and stack lumber without renting a rough-terrain crane for every lift. The TL619's 19-foot reach covers a two-story wood-frame house with room to spare, and its footprint clears the typical subdivision lot without damaging the neighbor's freshly graded lawn.
Masonry contractors doing block work on single-family and small commercial jobs find the compact size useful on sites where a larger machine creates access problems. Setting block at the ten-foot mark all day is exactly the application the TL619's load chart was sized for. Landscaping operations, particularly hardscape contractors placing retaining wall block and stone, also run these regularly. The machine lifts pallets of segmental block, spots them precisely, and gets out of the way without needing a spotter on every load.
Small equipment rental yards also carry the TL619 as a rental unit. The compact weight and standard tow rating make it easy to deliver on a gooseneck, and residential customers who need a handler for a day or a week do not always want to pay the rental rate on a full-size machine. If you are building out a rental fleet with compact handlers, the TL619 fits a specific renter demographic that bigger machines do not serve. We fund rental-fleet purchases on these the same as single-unit owner buys.
New TL619 vs. Used: The Honest Math
A new TL619 through a Bobcat dealer will carry a factory warranty, typically three years or 3,000 hours, and you get the current emissions tier and any updated hydraulic controls. Price new varies by region and dealer, but for financing purposes you are usually looking at a ticket somewhere in the $75k–$90k band depending on attachment package. At those numbers, a new purchase fits our application-only program up to $400,000, meaning no financial statements, no CPA returns.
A used TL619 with 1,500 to 2,500 hours off a rental yard or dealer lot typically prices $45,000 to $60,000 in the current market, depending on condition and year. Financing a used unit this age through us works. We look at the hours, the service history if it is available, and the overall condition. Rental-return units that were maintained on a schedule often come out better mechanically than privately owned machines that were hard-run and skipped service intervals. Rental-yard provenance is not a negative.
One thing to consider: Bobcat's dealer network is solid, so parts and service access on a used TL619 are not a concern the way they might be on an obscure import brand. That serviceability factor actually supports residual value. Compact telehandler financing on a used machine is straightforward with us because we understand the residual and are not guessing at what the machine is worth three years down the road.
How the Deal Moves
Most TL619 deals close in seven to fourteen calendar days from the time we have a complete package. Complete means: your one-page application, three months of business bank statements, and either the dealer invoice or a purchase agreement if you are buying privately or at auction. We do not need tax returns for tickets under $400,000. We do not need a full financial statement package at the sizes these machines trade at.
We send the credit decision back fast because we are not running this through a committee that meets on Thursdays. One underwriter, one call if questions come up, and a term sheet you can actually read. If you are under time pressure because the dealer has the machine earmarked for another buyer or the auction closes Friday, tell us that upfront. We have closed equipment deals in less than a week when the information came in clean.
Funded money goes straight to the seller. If the seller is a dealer, we pay the dealer directly and you get the keys. If you are buying at auction, we coordinate with the auction house the same way. Private-party buys through us also work. Auction and private-party financing on telehandlers is something we handle regularly, including cases where the machine was sold without a proper title chain and needs a title search first.
Common Questions on Bobcat TL619 Telehandler Financing
Straight answers before you send the equipment file.
Can I finance a TL619 I bought at auction if I already paid cash for it?
Yes. This is a sale-leaseback. You provide us the bill of sale, we value the machine, and we fund against its current market value. You get cash back and make monthly payments going forward. Depending on hours and condition, we can often recover a meaningful portion of what you paid.
What credit score do I need for TL619 financing?
We consider challenged credit. A score in the 580 to 650 range is workable depending on the rest of the picture. What matters more is consistent bank statement cash flow, time in business, and no open judgments or active bankruptcies. We look at the whole deal, not just the score.
Can I add an attachment package to the financing on a new TL619?
Yes. If the dealer is quoting the machine with forks, a work platform, or a truss boom, we can include those in the same transaction. The attachment has to be invoiced as part of the overall purchase. A separate attachment purchase several months later is a separate financing event.
How does a lease on the TL619 compare to an equipment loan?
A lease typically offers a lower monthly payment because you are not paying down the full purchase price, just the depreciation over the term. At end of lease you have options: buy the machine at fair market value, return it, or roll into a new unit. A loan means you own it outright at the end and have no return option but also no end-of-term decision to make. Which structure wins depends on how long you plan to run the machine and your tax situation.
Does the TL619 qualify for Section 179 expensing?
Generally yes. A new or used telehandler purchased and placed in service in the same tax year typically qualifies under Section 179, subject to annual limits set by IRS. Your accountant confirms whether the deduction fully applies to your situation. We can structure the transaction as a purchase to preserve that deduction if that is the goal.
Get Terms on Bobcat TL619 Telehandler Financing
Tell us what you are buying, who is selling it, and when you need it earning. We will review the file and point you to the next step.